How to start your own business and get up to 24 000 USD. seed capital

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Money Business - How to start your own business and get up to 24 000 USD. seed capital But time and you understand that working for the employer, even the best in the world, you can not fully realize themselves. You tired accountable for every five minutes late and you know how to make this world better. You're almost ready navazhytys and become an entrepreneur. To confirm that in our country is changing for the better, and she is concerned about the development of their people, let me tell you how to register as a private businessman and a 24 to 000 USD. seed capital.

Entrepreneurship Development Program state implements including through local and regional employment centers, offering help to unemployed deploy their own affairs. Therefore, through this institution and will be our way. Note that describes how effective only if you work as a hired worker for at least a year and have formalized, or as they say «white», wages in more than 2000 USD. per month (this number is approximate, we explain why). In addition, the last two years, you do not have to entrepreneurial activity.

Think what you want to engage more in the world, and understand how this can be done - and forward to your dreams!

Exemption

First, what to do after the experience of positive emotions from thinking about a better future, a plan the next two to three months of his life. And the first thing to do (happy occasion) is to become unemployed. This does not mean that to burn bridges with former superiors - no hurry, probably saved a good relationship will you need in the future.

People who decide to resign from work to their own will have to wait three months before you will have the opportunity to become registered in the near to the center of employment. However, the release of their own volition - not the only way to terminate the relationship with the employer. Article 36, paragraph 1 of the Code of Ukraine on the work, among other grounds for dismissal of an employee and such form as the release of «agreed». You discussed the current situation of the enterprise with its head, and decided that for both of you will be better if the next month your ways away. Good for us, it is that reason exempt from such a person can be registered unemployment on the day after release, not hayuchy time waiting. From the employer side, there is no difference between these two articles: he does not pay any additional taxes, and does not separate paperwork. The only thing it requires is to specify the appropriate paragraph of article KZpP in order to relieve, and in your work book.

Employment Center

Having the passport, employment and the document on education, you come to accept in the Employment Center at the place of registration (for registration confirmation and need your passport). Appointed inspector takes you to you, bringing you personal business and provides your initial job search. You get three or four job offers that match your education or experience gained during employment. Now your goal - vidkaraskatys all proposals that you receive. Otherwise, you just do not vvazhatymetes unemployed and therefore do not need any assistance. For three days, including day getting directions, you have to bypass all employers and get their refusal in taking you to work. Throughout the period of stay on the books in the UC, you have the right to give no more than two suitable offers of work.

Suitable job. For citizens who have lost jobs and income (labor income) is considered appropriate work that meets the education profession (specialty), employee qualification and is in the same area where he lives. Wages should match the level that person had on the previous work on its average level prevailing in the area last month.

So Employment Center offers a work that meets or your profession or education. You have full right to refuse work, if the proposed salary lower than the one you had before the release, but if your monthly income exceeded the value of the average wage in your region, then the basis for comparison is exactly the figure. If you see that the proposal was to arrange for you all the options, do not rush her to refuse to (remember, you are only two such chances). In such a case should negotiate separately with a specific potential employer. Tell him that although you like him fit, but, as was shown, you suddenly realized that the work he will be out uninteresting. But if the work uninteresting, what discipline or quality of work you expect from him? .. So, is not hard to you, dear, to write that I do not pidhodzhu? If the employer is to meet you, then send it back your puts tag «inadequate», indicate the specific reason like «not versed in the technological processes used in the enterprise» and reinforces refusal stamp.

Unemployed

If suitable work for you there - you are interested in this - you return to the Employment Center filled with root directions and on the seventh day after the first appeal to the UC officially become unemployed. For the status you need to collect a ream of documents, which include:

  • copy of identification code
  • certificate of earnings over the last year of tax (to be ordered and issued during the week)
  • copy of the certificate of compulsory state social insurance, which gives the Pension Fund (small laminated card green)
  • certificate of confirmation of insurance from the Department of personification District Branch Pension Fund
  • certificate of the average wage over the last six months of experience on the special form (before the submission is checked and approved by the employee accounting UC)
  • copy of the order of dismissal from a previous job
  • copies of documents on education (no attachments to them)

Delivery of these securities and took a new direction to work, you get the unemployed. The next official UC appoints a date has not this week, but for two, and three might. In the meantime, you open a bank account to which narahovuvatymetsya state unemployment benefits.

Somewhere in this time (and sometimes in the first week of the search), your inspector invites you at the seminar. Tell you more about your rights, the terms of services and opportunities that will open. Among other things you offer to a seminar entitled «Targeting business - the path to your business». At the two-hour workshop you will pass on the simple test of entrepreneurship and ability to participate in discussions on the above subject. Returning to the inspector, you say that the seminar will inspire you, and you decide to end a career employee and start their own business.

Most

Becoming an entrepreneur through the Employment Center, you can get two full amount of state unemployment benefits one payment. The amount is calculated by the method, shown below, and here weighs the amount of your salary. What is more, the higher your starting capital. Too low wages - and your starting capital is not worth reported effort.

Size of unemployment benefit is determined as a percentage of the average wage (income), determined according to the procedure of calculating the average wage (income) for calculating payments for compulsory state social insurance, approved by the Cabinet of Ministers, depending on insurance:

  • to 2 years - 50 percent;
  • from 2 to 6 years - 55 percent;
  • 6 to 10 years - 60 percent;
  • over 10 years - 70 percent.

Unemployment Assistance is paid depending on the duration of unemployment as a percentage of the specified size:

  • first 90 calendar days - 100 per cent;
  • over the next 90 days - 80 percent;
  • later (180 days) - 70 percent.

The duration of payment of the said assistance may not exceed 360 days within two years.

The basis for the calculations is the so-called wage «dirty», ie more untaxable its size. Procedure for calculating average wages circumscriptive payments: monthly assistance in the calculation can not exceed the average value of wages in the sector in your area. For example in the first quarter 2008 in Kiev, this amount was about 2500 USD. Single payment, of course, calculated as the balance of unpaid assistance to you, so schodovshe you are registered, the lower payment you will.

Here's a simple calculator to help you determine the full amount of state aid:

Your average salary:
Average salary by region:
Insurance period:

Result:

Rates of entrepreneurial activity

You continue to «go» work, and UC, knowing about your desire for entrepreneurship, provides you pass a series of psychological tests. Tested attention, memory, ability to monotonous work rate intellect like. After the first month search period (as of spring 2008 - the period from time to time changes), you as uncompetitive in the labor market «unemployed loser,» have the opportunity to improve their skills. Among all the different courses cutter, drivers and florists, which you may go, you tsikavytymut rates of entrepreneurial activity. Institute training State Employment Service of Ukraine, which is that year won a tender to conduct such courses, offers a future entrepreneur training lasting 15 days. The course, which lasts from 10 to 16 hours, you teach the subtleties of taxation, will report on the legal framework for business activities, offered lectures on marketing, psychology, management, information technology, etc.. When you help write a business plan for your future business. Defending it with a good assessment, you are ready to return to his native employment center. Education can not miss - otherwise your chances to not receive state aid will increase dramatically. Of course, as everywhere in life, all can agree.

State Commission and registration

Appeared to UC on the day after graduation, you bring inspectors timesheet visits, a copy of the certificate of training issued by IPK DSZU and developed your business plan. The inspector tells you about the day the commission meeting that will address whether you are worthy and your idea of help from the state. The head of the commission director of the Center for your employment, its composition may include other employees of the center, local tax and state administrations. Remembering how you defended the diploma the student years, you have to respected members of the commission presented future activities for the launch of Oh you is not even a few tens of thousands of USD. Answering to a question, you are leaving office and wait for the UC to decide on the allocation of assistance to you. During the procedure, following the presentation day, the chairman issued a decree on the appointment you would pay. Even on the day you officially with oznayomlyuyetes. Then go to the local state administration and its standard procedure of registration of private entrepreneurs (or and businesses). After receiving the certificate of registration of a business entity, do not forget to visit the Pension Fund, you come to the Employment Center and give inspectors notarized copy of the same testimony.

Money

Open a current account in the bank like you, and telling details of their accounting UC, you agree to welcome tranching money. Time to say: «Thank you, thank you, thank you!» - A, state and world, who found another way to improve your life.

To prevent possible fraud, the state allows a particularly demanding monitor your activity within the next six months. In case of failure to pay taxes, the tax nezadeklarovanoho form of entrepreneurial activity, or lack even the minimum monthly income, provided the procedure for recovery of amounts paid unscrupulous entrepreneur assistance. But are you?

This is a world that expects not dochekayetsya another cool service, another quality product. Next:)

8 comments on "How to start your own business and get up to 24 000 USD. seed capital "

  1. Anvar says:

    Cool article! Everything is very detailed painted))
    I have exactly the situation and is that going to quit and open their own business)
    Thank you again for the article!

  2. master says:

    Article simply excellent. All information written korrektno and without mistakes. Ogromnoe thanks!

  3. Olga says:

    Thank you, good article!

  4. Mahasun says:

    Excellent article. Unfortunately this "thing" is suitable only to residents of large cities. In this town, as Khmilnik (30 thousand of us.) With the average salary of 700 USD, and a maximum of USD 1000., The amount allocated at the beginning of business activity is just ridiculous, so it started.

  5. NMKUSER says:

    Well would you give and read (let as a translation for foreign language)

    <Suspect spam. url deactivated - Akismet>

  6. Tatiana says:

    I am from Donetsk, so I will write in English, sorry:)
    Касаемо калькулятора со средним уровнем заработной платы, стоит наверно учитывать все же, что у нас зарплата так и не выведена в “белую”, поэтому выплачиваемые в конвертах 2500 гривен никак не стану основой для расчета выплаты :(
    Особенно в условиях кризиса…

  7. Особистісний розвиток каже:

    На здоров’я :)
    Так, спосіб діє тільки тоді, коли роботодавець офіційно показує державі ваш дохід, а отже сплачує за вас усі податки, у тому числі внески соц. страхування.
    За свіжою інформацією зараз дійсно відбуваються затримки у фінансуванні виплати допомоги по безробіттю, у тому числі одноразової на започаткування власної справи, проте шукати варіанти і пробувати варто завжди.

  8. Oksana каже:

    Зауважте, що 25.12.2008 було прийнято Закон України
    “Про внесення змін до деяких законів України щодо зменшення впливу світової фінансової кризи на сферу зайнятості населення” № 779-VI. Саме цим Законом було внесено зміни до Закону України “Про загальнообов’язкове державне соціальне страхування на випадок безробіття” від 2 березня 2000 р. № 1533-ІІІ.

    Пункт 9 статті 1 Закону про безробіття тепер звучить так:

    “9) втрата роботи з незалежних від застрахованих осіб обставин - припинення трудового договору відповідно до статті 36 (пункти 2, 3), статті 38 (у разі неможливості продовження роботи, а також невиконання власником або уповноваженим ним органом законодавства про працю, умов колективного чи трудового договору), статті 39, статті 40 (пункти 1, 2, 5, 6) Кодексу законів про працю України, а для військовослужбовців - звільнення зі служби з поважних причин без права на пенсію (у зв’язку із скороченням штатів або проведенням організаційних заходів, за станом здоров’я, у зв’язку із закінченням строку контракту, систематичним невиконанням умов контракту командуванням, через сімейні обставини або з інших поважних причин відповідно до законодавства про військовий обов’язок і військову службу).”

    Це означає, що тепер немає різниці між звільненням за п.1 ст. 36 та звільненням за ст.38 КЗпП України. В обох випадках у разі реєстрації звільненої особи у центрі зайнятості виплата допомоги по безробіттю починається з 91-го дня.

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